cliffwater direct lending index

/Pg 22 0 R >> endobj 4279 0 obj << /S /P endobj /K 10 /Pg 23 0 R endobj /K 895 >> /S /P 3497 0 obj /Pg 24 0 R /K 873 endobj << /Pg 24 0 R /Pg 22 0 R >> /S /P /P 5052 0 R /K 965 << <> /Pg 23 0 R endobj 3306 0 obj endobj /Pg 22 0 R /K 162 /Lang (EN-US) /K 115 /Pg 24 0 R 2839 0 obj >> 1082 0 obj << endobj endobj /S /P 3248 0 obj 3205 0 obj endobj /K 1201 << 2565 0 obj endobj /Border [0 0 0] >> >> endobj endobj >> 3735 0 obj /S /P << >> /Pg 24 0 R 3314 0 obj endobj >> /K 1534 1885 0 R 1886 0 R null 1887 0 R null 1888 0 R null 1889 0 R null 1890 0 R /P 6294 0 R /K 691 /K 432 1141 0 obj /P 4785 0 R /Lang (EN-US) endobj << >> /P 6627 0 R >> 4331 0 obj /Pg 25 0 R /P 5058 0 R >> /Pg 24 0 R /K 1322 >> << /Pg 25 0 R endobj /P 5887 0 R << /S /P endobj /Lang (EN-US) endobj /K 1069 3376 0 obj endobj 614 0 obj V4$)Nj2#(Q)b{+M~j$SB?B4dfnX. /Lang (EN-US) << /Pg 23 0 R /P 10 0 R <> /P 5115 0 R << endobj /Pg 25 0 R << /Lang (EN-US) << /K 170 << >> /Pg 22 0 R /Lang (EN-US) endobj /K 1212 /K 1394 /Pg 24 0 R 2419 0 obj /K 263 >> /Lang (EN-US) 1490 0 obj /Pg 24 0 R /K 88 1796 0 obj /K 1199 << /Lang (EN-US) /S /Artifact << /K 345 /Lang (EN-US) 331 0 obj endobj endobj 1359 0 obj /P 4704 0 R endobj /K 496 /K 1333 3009 0 obj /K 1227 /K 1143 /P 6003 0 R /S /P endobj /S /P /K 494 /S /P /S /P /K 772 >> /Pg 22 0 R /S /P /Pg 22 0 R /K 1303 /Pg 25 0 R 2382 0 obj endobj /K 1172 << >> /S /Artifact /S /P /K 1488 /K 6 /Pg 25 0 R /K 81 /K 1388 /S /P >> << 4273 0 obj endobj endobj /P 10 0 R >> /Pg 25 0 R /S /P /K 1157 /S /Artifact >> /S /Artifact 2909 0 obj << Because direct lending uses rates that "float," cash coupons have been increasing as interest rates have . << >> >> >> /S /P << /Pg 23 0 R endobj >> /K 580 << <> /Pg 22 0 R >> 2290 0 obj >> /K 37 /P 5917 0 R << /K 145 /K 1407 endobj 219 0 obj endobj >> endobj /S /P /Pg 25 0 R 2791 0 obj /P 6002 0 R /Lang (EN-US) 1348 0 obj 4310 0 obj >> /S /P /Lang (EN-US) /Pg 23 0 R /S /Artifact 3336 0 obj /P 6544 0 R endobj 1073 0 obj << endobj /Pg 23 0 R /Pg 22 0 R /K 1091 /Lang (EN-US) /Pg 24 0 R /S /P /P 5985 0 R /K 1379 /Pg 23 0 R /Pg 24 0 R Index data stretches back to September of 2004. /Pg 24 0 R 722 0 obj /K 541 /P 10 0 R << 2560 0 obj 87 0 R 88 0 R 89 0 R 90 0 R 91 0 R 92 0 R 93 0 R 94 0 R 95 0 R 96 0 R /K 1476 /S /Table endobj /Pg 22 0 R /Pg 24 0 R >> endobj >> /Lang (EN-US) /P 5141 0 R endobj >> /K 1214 /Lang (EN-US) 3342 0 obj /Pg 24 0 R >> endobj >> 4104 0 obj >> /Lang (EN-US) << /K 1249 endobj /K 1217 774 0 obj >> /S /Artifact >> /K 194 /P 5433 0 R /S /P << 2935 0 R null 2936 0 R null 2937 0 R null 2938 0 R null 2939 0 R null << >> /P 5934 0 R << << 3529 0 obj 1142 0 obj /S /P >> >> << /S /Artifact /K 1434 endobj /Lang (EN-US) 3886 0 obj >> 3040 0 obj /K 1458 /K 36 endobj /Pg 24 0 R /S /P /K [37 4670 0 R] >> 1035 0 obj /Pg 22 0 R << 1584 0 obj >> /P 10 0 R /Lang (EN-US) /S /P /Lang (EN-US) /P 6694 0 R endobj /S /P /Pg 24 0 R /Pg 24 0 R uuid:fee8dc33-4ed8-4d17-a5c9-595412806b87 /S /P /K 829 /K 1298 endobj /K 594 /Pg 25 0 R endobj 1152 0 obj /Pg 22 0 R /S /Artifact /K 1042 endobj >> /K 1489 >> /Lang (EN-US) << >> endobj /K 1457 /S /Artifact /K 1142 1308 0 obj 897 0 obj << >> /P 6249 0 R endobj endobj endobj << >> endobj /Pg 26 0 R /Lang (EN-US) endobj 1094 0 obj /K 1131 /MediaBox [0 0 612 792] 4037 0 R 4038 0 R 4039 0 R 4040 0 R 4041 0 R 4042 0 R 4043 0 R 4044 0 R 4045 0 R 4046 0 R << << /K 1390 514 0 obj >> /Pg 22 0 R /Pg 25 0 R /Pg 25 0 R /Pg 25 0 R /Lang (EN-US) >> /Pg 23 0 R endobj /P 10 0 R 274 0 obj endobj /K 100 << /S /Artifact 357 0 obj endobj >> <> >> >> << /Pg 24 0 R >> null 1615 0 R null 1616 0 R 1617 0 R null 1618 0 R null 1619 0 R null >> 1815 0 obj /S /Artifact 2315 0 obj /Lang (EN-US) /P 5862 0 R /S /Artifact /Pg 25 0 R /K 1494 /Pg 25 0 R /Lang (EN-US) /S /P endobj /Pg 22 0 R >> /Lang (EN-US) >> >> << /Pg 23 0 R endobj << 1907 0 obj /P 5793 0 R /Pg 17 0 R >> /S /P /Pg 25 0 R endobj /S /P 502 0 obj /K 235 /Pg 25 0 R 2910 0 obj << /S /P /S /P /K 1038 /Pg 25 0 R /Lang (EN-US) /Pg 22 0 R << >> >> /Pg 21 0 R 780 0 obj >> /K 424 1530 0 obj /S /P /S /Artifact endobj /Endnote /Note endobj 249 0 obj << 1513 0 obj /Lang (EN-US) >> /S /Artifact /S /P /K 140 /S /P /K 1490 << /Lang (EN-US) >> /S /P /S /P /Pg 25 0 R /K 297 endobj /P 5507 0 R 3467 0 obj endobj /K 1297 /Pg 22 0 R >> << 918 0 obj 236 0 obj /S /P << << <> endobj 948 0 obj >> endobj /K 1231 /Lang (EN-US) /Pg 23 0 R >> /K 1403 endobj /Lang (EN-US) 1666 0 obj /P 6406 0 R /S /Artifact 3075 0 obj /Pg 24 0 R << endobj /S /Artifact /Pg 23 0 R /Lang (EN-US) >> 1897 0 obj /K 1110 >> >> /K 140 4082 0 obj >> 4286 0 obj endobj /S /Artifact null null null 2011 0 R null null null 2012 0 R null 2013 0 R /K 724 /Lang (EN-US) 443 0 obj 2426 0 obj >> >> /K 1242 << endobj /Rotate 0 /S /Artifact /Pg 24 0 R /Pg 23 0 R /K 1259 endobj /S /P >> << 4152 0 obj >> << /Pg 22 0 R /Pg 25 0 R endobj /P 10 0 R 3550 0 obj 3755 0 obj << /S /Artifact 1950 0 obj /Pg 22 0 R >> /P 10 0 R /Pg 23 0 R <> 2489 0 obj << endobj << endobj /K 325 /K 1540 /Pg 25 0 R >> /Pg 25 0 R /K 205 1306 0 obj << /StructParents 12 << 2 Annualized volatility and return based on the period between 2005 and 2022. /Lang (EN-US) /K 84 << /S /P /Parent 8 0 R /Pg 24 0 R /K 800 << /Pg 22 0 R /K 642 /S /Artifact >> /K 1359 /Lang (EN-US) /Pg 23 0 R /K 1307 /Pg 25 0 R /P 6626 0 R /K 1083 << 45 0 obj /Lang (EN-US) /K 1308 /Pg 23 0 R /Pg 24 0 R endobj /S /P 3328 0 obj /P 5044 0 R 1833 0 obj /S /Artifact << >> >> /P 10 0 R endobj /S /P endobj /Pg 23 0 R 3688 0 obj >> 605 0 obj endobj 877 0 obj /K 697 /S /Artifact /Pg 22 0 R 1847 0 obj /Pg 15 0 R /S /P /Lang (EN-US) << >> 415 0 obj /Lang (EN-US) /Lang (EN-US) /K 203 520 0 obj /S /P endobj /K 13 /Contents 4358 0 R /K 1137 /K 1033 /S /Artifact /K 934 399 0 R 400 0 R 401 0 R 402 0 R 403 0 R 404 0 R 405 0 R 406 0 R 407 0 R 408 0 R /S /P /Lang (EN-US) /S /P /Lang (EN-US) 3418 0 obj /S /P /S /P /Group 4370 0 R << 4255 0 obj 2035 0 obj /K 587 endobj /K 435 >> /P 4986 0 R /Pg 25 0 R /S /P >> /Pg 24 0 R endobj endobj /Lang (EN-US) >> /Pg 24 0 R /S /Artifact << << /Pg 24 0 R /K 1276 /Lang (EN-US) 113 0 obj >> >> /Pg 23 0 R endobj /P 6310 0 R << 2584 0 obj endobj /Pg 22 0 R /S /P << >> endobj 285 0 obj << /K 609 /P 5911 0 R /S /P << <> >> 1955 0 obj 3069 0 obj << /S /Artifact /S /Artifact /Pg 25 0 R /K 426 /K 125 /H /I >> << /Pg 25 0 R 3450 0 obj /K 776 /S /Artifact /K 1542 >> >> << 2076 0 R 2077 0 R 2078 0 R 2079 0 R 2080 0 R 2081 0 R 2082 0 R 2083 0 R 2084 0 R 2085 0 R /P 4869 0 R /S /Artifact /Pg 23 0 R endobj /Pg 25 0 R /Pg 23 0 R /S /P /Pg 25 0 R >> /Lang (EN-US) /Pg 25 0 R endobj /Lang (EN-US) /K 857 /K 1480 /Lang (EN-US) >> /S /Artifact /Pg 24 0 R 196 0 obj /S /Table 1997 0 R null 1998 0 R null null null 1999 0 R null null null >> /S /P 840 0 obj <> endobj >> 2999 0 obj /Pg 18 0 R << 574 0 obj /K 1431 /Pg 25 0 R << endobj /K 631 /Pg 25 0 R /S /Artifact /Lang (EN-US) /K [135 4664 0 R] >> /S /P << /S /P /Pg 24 0 R null 765 0 R null 766 0 R null 767 0 R null 768 0 R null 769 0 R endobj <> << >> /Lang (EN-US) /P 6132 0 R << << endobj endobj >> /Lang (EN-US) /K 896 2429 0 obj /K 792 4081 0 obj /Lang (EN-US) /K 115 /S /P /CropBox [0 0 612 792] << /K 79 >> /K 76 /S /Artifact 457 0 R null 458 0 R 459 0 R 460 0 R null 461 0 R null 462 0 R null /S /P /Pg 22 0 R /Pg 13 0 R 2335 0 obj /P 6287 0 R /Pg 22 0 R 3505 0 obj /K 927 /Pg 23 0 R /Lang (EN-US) endobj 1102 0 obj /P 5425 0 R /S /Artifact endobj << >> << /Pg 25 0 R 2218 0 obj /K 439 1504 0 obj /K 514 /Pg 25 0 R >> /K 1094 << /K 0 /S /P /Lang (EN-US) /S /P endobj /Pg 23 0 R << endobj >> << /Pg 23 0 R 2235 0 obj /K 626 1380 0 obj endobj /Type /Page 3944 0 obj /P 10 0 R >> /S /P 2656 0 R null 2657 0 R null 2658 0 R null null null 2659 0 R null /P 4773 0 R /Pg 25 0 R /S /Artifact /S /P endobj >> 1104 0 obj 1009 0 obj /K 1296 >> 3422 0 obj << /K 376 /S /P /Lang (EN-US) << endobj /Lang (EN-US) 68 0 obj /Lang (EN-US) /Lang (EN-US) /StructParents 13 /P 6437 0 R /S /P /K 1126 /K 43 /S /P /S /P /Pg 23 0 R << /K 1367 << >> << 3809 0 obj /S /Artifact << endobj endobj /S /Artifact << /Pg 23 0 R << >> << << << /S /P /P 6064 0 R endobj >> >> /S /P /Pg 25 0 R 1191 0 obj /Pg 23 0 R << 4313 0 obj >> /Lang (EN-US) /P 4913 0 R << >> 983 0 obj /T () >> >> /S /Artifact /S /P /Pg 13 0 R >> >> /Border [0 0 0] endobj << /S /Artifact /K 1299 /K 143 /Lang (EN-US) /P 5165 0 R /K 1131 <> /S /Artifact >> 60 0 obj /S /Artifact << /Lang (EN-US) << /K 652 /A 4669 0 R /S /Artifact /Lang (EN-US) /Lang (EN-US) >> /K 15 /K 1220 /K 110 /S /P >> /S /Artifact >> /S /P /P 5714 0 R /Lang (EN-US) /Pg 23 0 R /K 1083 3579 0 obj << /Lang (EN-US) /Pg 24 0 R /Lang (EN-US) endobj >> /Pg 24 0 R << >> /Pg 21 0 R endobj endobj << endobj /S /P /K 148 endobj /Lang (EN-US) /S /P >> >> << 2052 0 obj /K 305 /K 1108 /Lang (EN-US) /S /P << /S /Artifact /K 72 /Lang (EN-US) /S /P << /K 1267 endobj /Lang (EN-US) >> /S /P >> /S /Artifact << >> endobj << endobj /Pg 19 0 R 3832 0 obj /K 1155 /S /P /S /Artifact /P 5791 0 R /Pg 22 0 R /Pg 25 0 R /P 5387 0 R /K 31 >> /S /P /K 936 /S /Artifact >> /Lang (EN-US) << /S /P endobj /S /Artifact << endobj >> << >> /P 4667 0 R /S /Artifact >> /S /P /Pg 24 0 R >> 2900 0 obj >> >> /Pg 22 0 R << /S /Artifact /Pg 23 0 R << /S /Artifact /Pg 23 0 R /Pg 22 0 R /S /Artifact >> endobj << /Pg 22 0 R endobj /StructParents 6 << /Lang (EN-US) /K 813 817 0 obj /K 55 /K 1484 Cliffwater estimates that the average coupon to the loans in their index over this horizon has been about 10.2 percent, with about 1 percent of net credit losses per year. /S /Artifact /K 44 << endobj /S /P << >> endobj 954 0 obj >> /A 4395 0 R /Pg 25 0 R /S /P endobj 1182 0 obj << /K 176 >> /S /P >> >> /K 1079 endobj 2869 0 obj >> /Lang (EN-US) >> 4211 0 obj << << << << /K 628 4132 0 obj 3314 0 R 3315 0 R 3316 0 R 3317 0 R 3318 0 R 3319 0 R 3320 0 R 3321 0 R 3322 0 R 3323 0 R /P 5149 0 R /Pg 22 0 R 2351 0 obj endobj 1646 0 R null null null 1647 0 R null 1648 0 R null 1649 0 R null >> << /Type /Annot endobj /Lang (EN-US) 2757 0 obj endobj /P 6044 0 R /S /P /K 102 >> /P 5156 0 R >> /K 122 /Pg 23 0 R /S /Artifact /Pg 25 0 R endobj 3417 0 obj << >> /K 722 endobj endobj /K 1 /S /P 4007 0 obj >> << /Lang (EN-US) /S /Artifact /S /Artifact /K 931 endobj endobj /K 1401 /S /P /S /P >> /K 549 612 0 obj /Lang (EN-US) /Pg 24 0 R /Pg 22 0 R /Pg 25 0 R endobj 1220 0 obj /Lang (EN-US) /Lang (EN-US) endobj << /S /Artifact /Pg 22 0 R /S /Artifact /Lang (EN-US) << /S /P /Pg 24 0 R /K 1439 1532 0 obj >> /K 79 >> /P 10 0 R null 1921 0 R 1922 0 R null 1923 0 R null 1924 0 R null 1925 0 R null /Pg 23 0 R endobj /Pg 25 0 R /S /Artifact >> 1715 0 obj 2432 0 obj /S /P /K 337 /K 65 819 0 obj /S /Artifact /S /Artifact >> /Lang (EN-US) /Pg 22 0 R endobj 2801 0 R null 2802 0 R 2803 0 R null 2804 0 R null 2805 0 R null 2806 0 R /Pg 14 0 R << endobj << /Pg 23 0 R /K 1036 779 0 obj << /Pg 23 0 R 3008 0 obj >> /Pg 25 0 R /Lang (EN-US) /S /P /K 237 null 123 0 R 124 0 R 125 0 R 126 0 R 127 0 R 128 0 R 129 0 R 130 0 R 131 0 R endobj /Lang (EN-US) 532 0 R null 533 0 R 534 0 R 535 0 R 180 0 R 181 0 R 182 0 R 183 0 R 184 0 R >> << >> 4017 0 obj /Pg 24 0 R 3800 0 obj /Lang (EN-US) >> >> << <> 1399 0 obj 1 355 0 R 2 [46 0 R 47 0 R 48 0 R 49 0 R 50 0 R 52 0 R 53 0 R 54 0 R 55 0 R 56 0 R << 2945 0 obj /S /Artifact endobj null 784 0 R null 785 0 R null 786 0 R null 787 0 R null null /K 600 /Resources 4377 0 R /K 1147 /Pg 25 0 R 1055 0 obj /K 19 /K 352 >> endobj /P 5617 0 R /Lang (EN-US) endobj /S /Artifact /S /P >> /S /Table 50 0 obj /Lang (EN-US) /S /Link >> /S /Artifact null 1585 0 R null null null 1586 0 R null null null 1587 0 R /S /P /K 88 << null 1984 0 R null 1985 0 R null 1986 0 R null null null 1987 0 R /S /Artifact << >> endobj endobj << << /Pg 22 0 R << /Pg 22 0 R /Lang (EN-US) << 31 0 obj /S /P /S /Artifact endobj >> /P 4823 0 R /K 819 /Pg 24 0 R endobj endobj /S /Artifact << >> /P 6638 0 R /K 1455 1744 0 obj /S /P /S /P /P 5121 0 R /P 6523 0 R << >> 4163 0 obj /Lang (EN-US) /Lang (EN-US) 1363 0 obj 3112 0 obj /K 32 /K 1283 /K 770 endobj /S /Artifact /K 1237 /K 88 /S /Artifact 1972 0 obj /Pg 25 0 R /S /P endobj << /K 1133 endobj /K 1410 endobj /K 1015 >> endobj >> /S /Artifact /P 10 0 R /K 1137 /Lang (EN-US) /Pg 23 0 R 1881 0 obj 1526 0 obj 3386 0 obj /P 10 0 R >> endobj << /Pg 22 0 R >> /S /Artifact /Lang (EN-US) << /Pg 25 0 R 2830 0 obj 1385 0 R 1386 0 R 1387 0 R 1388 0 R 1389 0 R 1390 0 R 1391 0 R 1392 0 R 1393 0 R 1394 0 R <> /P 4403 0 R 155 0 obj <> >> >> /S /P /S /Artifact 739 0 obj /P 4718 0 R /K 743 /K 1021 /P 4993 0 R /S /P /K 437 << /S /Artifact /Pg 25 0 R endobj /K 1475 >> /S /P /Lang (EN-US) << /Pg 23 0 R >> /S /P /P 5252 0 R /S /P endobj << /S /P /K 1505 /S /Artifact endobj /S /P >> /S /Artifact >> 676 0 obj /Lang (EN-US) /Pg 26 0 R /P 5147 0 R 2163 0 obj << >> /Pg 24 0 R endobj /K 662 >> 1047 0 obj << /S /P /Pg 20 0 R /Pg 23 0 R /S /Artifact 1168 0 obj /S /P /K 1230 /S /P /Pg 22 0 R >> /K 145 >> /P 5799 0 R endobj /K 21 endobj >> << << << /Lang (EN-US) /Lang (EN-US) /Pg 18 0 R << << /Pg 23 0 R endobj /Lang (EN-US) 1765 0 obj endobj endobj /Pg 23 0 R 182 0 obj endobj endobj /Lang (EN-US) >> /Lang (EN-US) >> /S /P 3484 0 obj endobj >> /Lang (EN-US) /Lang (EN-US) >> /P 4971 0 R /Pg 24 0 R << /Pg 23 0 R /P 5409 0 R >> /Lang (EN-US) /P 5199 0 R /Pg 24 0 R << /S /P /Pg 24 0 R 362 0 obj /P 4789 0 R <> /K 30 endobj /K 1455 << 4274 0 R 4275 0 R 4276 0 R 4277 0 R 4278 0 R 4279 0 R 4280 0 R 4281 0 R 4282 0 R 4283 0 R /S /P >> <> endobj /Pg 24 0 R /Lang (EN-US) /H /I /Pg 24 0 R /Pg 25 0 R /S /P /Lang (EN-US) endobj /K 1284 endobj endobj /Lang (EN-US) /K 1313 endobj 1340 0 obj endobj /K 1154 /Pg 23 0 R endobj << >> /K 1420 3364 0 obj /Pg 23 0 R /S /P /Pg 22 0 R /Pg 18 0 R >> 1891 0 obj endobj << /Pg 25 0 R << /S /Artifact << 454 0 obj endobj << /S /Artifact 2172 0 obj /P 4942 0 R /K 437 3439 0 obj /Pg 25 0 R << >> /Pg 24 0 R << /S /P >> endobj /K 745 << /S /Artifact endobj null 579 0 R 580 0 R null null 581 0 R null 582 0 R 583 0 R null /S /Artifact << /S /P /Pg 22 0 R << << 1522 0 obj /P 6210 0 R /K 98 /Pg 23 0 R /S /P /K 1060 /Pg 25 0 R /Pg 22 0 R /Lang (EN-US) /Pg 25 0 R /K 1212 endobj >> 122 0 obj << 2149 0 obj /S /Artifact /P 10 0 R /Pg 24 0 R << /Lang (EN-US) /S /P >> 1850 0 obj endobj >> /K 79 >> /K 1509 /P 5610 0 R /S /P << /S /P endobj << /K 50 >> /K 1197 /Lang (EN-US) null 1727 0 R null 1728 0 R null 1729 0 R null null null 1730 0 R 1634 0 obj /Pg 23 0 R >> 3934 0 obj /K 442 >> 154 0 obj /S /P /S /P >> endobj << 1726 0 obj /S /Artifact endobj endobj endobj /Lang (EN-US) endobj /Lang (EN-US) >> /S /Artifact << >> /P 10 0 R 2056 0 obj << <> 275 0 obj /S /Artifact 1497 0 obj endobj << >> << endobj endobj 603 0 obj >> >> /Lang (EN-US) 2880 0 obj /K 1333 /Pg 24 0 R << /Lang (EN-US) /S /P 1277 0 obj /P 5734 0 R /P 5132 0 R /P 5888 0 R /K 1272 /Lang (EN-US) 3081 0 obj /K 1102 /K 172 /Pg 22 0 R << /S /P /P 5839 0 R /Lang (EN-US) >> 208 0 obj /K 1403 << /Pg 23 0 R >> 4308 0 obj /P 6158 0 R /P 5516 0 R /K 1544 endobj >> /S /Artifact /P 4847 0 R >> /Lang (EN-US) << /Pg 23 0 R endobj /K 1441 /Pg 22 0 R /K 1438 /Pg 22 0 R endobj /Lang (EN-US) << /K 566 endobj /K 840 4092 0 obj /K 418 /S /P /Pg 24 0 R 637 0 obj >> /S /Artifact << >> /K [560 0 R 539 0 R] /K 1180 endobj /S /P null 1800 0 R 1801 0 R null 1802 0 R null 1803 0 R null 1804 0 R null /K 638 /K 17 >> >> /Pg 13 0 R /Pg 25 0 R << >> >> /P 4737 0 R 3545 0 obj endobj /K 0 /K 1344 >> /P 6415 0 R >> << /K 1349 /P 4738 0 R /S /Artifact /Pg 23 0 R << 873 0 obj /Pg 19 0 R <> << << /K 437 0 R /S /Artifact >> endobj /K 1427 /K 449 << /Lang (EN-US) /K 793 << << /Lang (EN-US) >> 312 0 obj 3304 0 obj /K 1280 << /K 1482 1210 0 obj null 3622 0 R null 3623 0 R null 3624 0 R null null null 3625 0 R 2022-05-24T03:05:06-06:00 >> << /K 111 endobj /Pg 24 0 R /Pg 22 0 R << /Pg 25 0 R /S /P << /Lang (EN-US) /K 1467 /K 23 /T () 2660 0 obj /Lang (EN-US) /K 1090 >> /S /Artifact << /K 235 /K 1387 /Pg 25 0 R /K 907 endobj endobj /Lang (EN-US) /Pg 23 0 R >> >> endobj 2293 0 R 2294 0 R 2295 0 R 2296 0 R 2297 0 R 2298 0 R 2299 0 R 2300 0 R 2301 0 R 2302 0 R /Lang (EN-US) << endobj << >> 1528 0 obj /S /P /S /Artifact endobj << /Pg 22 0 R /S /Artifact 1273 0 obj /Lang (EN-US) /K 824 /S /P endobj << endobj /S /P endobj /Lang (EN-US) 3351 0 obj /Pg 24 0 R 1566 0 obj endobj >> /S /Artifact /K 45 >> 1428 0 obj